CRS海外资产配置系列之一跨国境金融资产申报

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汉密尔顿-伯灵顿地区房市领先全国

ReMax的报告称,今年温哥华和多伦多的火热房市也影响到周边城市,令这些地区的房价也是一涨再涨:如安省汉密尔顿-伯灵顿地区(Hamilton-Burlington)按年房价上涨20%,卑诗的Fraser Valley涨20%,安省巴里(Barrie)涨16%,卑诗Kelowna也涨14%。

为了求得房屋可负担性及与大都市之间距离的平衡,估计大都市周边城市房价明年还会继续上涨,其中安省汉密尔顿-伯灵顿地区的涨幅将领先全国,达到11%,这也是2017年加拿大全国唯一涨幅达到双位数的地区;而滑铁卢地区(Kitchener-Waterloo) 涨幅也将达到8%。

由于卑诗实施向海外买家收转让税的新政策,估计一些外国买家会转向多伦多和蒙特利尔,因此明年GTA地区房价涨幅仍然可以达到8%,而大蒙特利尔地区也会有6%的涨幅。




据ReMax新近发布的报告,大多伦多及周边地区的房间明年仍然有上涨空间。而就在今年,安省的一座城市已经批准了价值超过10亿元的盖房建筑项目,房价也领跑全国。



位于安省东南部的港口城市Hamilton近几年成了买房盖房的热门地。Hamilton市政府在上周四(8日)宣布,今年批准的盖房项目价值已经超过$1,010,000,000元,创造了新的里程碑。这代表着,这里未来将新建起总共8741个民宅、公共机构、商业及工业用途的建筑项目。

哈密尔顿市府在发布的新闻稿中说,这是该城市有史以来批建项目的最高纪录。

该城市的建筑项目主管Ed VanderWindt认为,这是市政府收获的一个胜利。他还表示,今年政府批准的是许多不同的建造项目,不是指一次性批准同一个项目。

加拿大会议委员会最近预测,哈密尔顿地区的经济状况将在2017年上涨两个百分点。

好消息?坏消息?

不过并不是所有人都认为这是个好消息。今年二月,一份市府的报告显示,去年哈密尔顿地区的民宅物业估计上涨了88%,这给汉密尔顿的业主们增加了巨大的税务负担。

据ReMax的报告称,今年安省汉密尔顿-伯灵顿地区(Hamilton-Burlington)房价年同比上涨了20%,预计明年该地区的涨幅仍将继续领跑全国,房价还将上涨11%,这也会是明年加拿大全国唯一涨幅达到两位数的地区。
 
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Feds, big banks announce fund of up to $1 billion for small, medium businesses

Canada's Finance Minister Bill Morneau receives a standing ovation while announcing the date of the federal budget during Question Period in the House of Commons on Parliament Hill in Ottawa, Ontario, Canada, March 7, 2017. REUTERS/Chris Wattie
TORONTO — Canada's biggest banks and other financial institutions have launched a fund of up to $1 billion over 10 years to help small- and medium-sized companies access capital to grow their businesses.

The fund, which will be financed by the private sector and aims to fill the gap between angel investors and the public markets, will initially start at $500 million for the first year.

If demand from the businesses is strong and the fund's performance is good, it could be increased to a total of $1 billion over the next nine years.

RBC's CEO David McKay said small businesses face challenges accessing the cash they need to expand their operations — for example to hire new staff, purchase new equipment or facilities, or acquire another company.

"We do have a very strong and vibrant investment community ... but it's sub-scale and it's fragmented," McKay said. "So we do have a challenge raising capital for growth in our economy."

The financial sector has been meeting for about a year to try to solve this problem, he said, and the investment fund is the solution they devised.

The fund will be set up as a for-profit, independent entity governed by a board of directors who will determine which companies to invest in. It will only be acquiring a minority stake in the businesses it invests in, allowing the firms to retain control of their operations.

In addition to providing cash, the business growth fund will also help companies seek mentorship and advice to help them flourish.

Initial contributors include the country's six biggest banks — the Bank of Montreal, Royal Bank, TD Bank, CIBC, Scotiabank and National Bank.

Insurance companies Manulife, Sun Life and Great-West Life are also contributing to the fund, as are a number of other financial institutions including HSBC Bank Canada, ATB Financial, Laurentian Bank and Canadian Western Bank. A number of other companies are considering coming onboard.

The announcement follows a recommendation issued last month by a federal panel advising Finance Minister Bill Morneau on economic growth.

A report by the federal Advisory Council on Economic Growth recommended the government encourage the financial sector to create a business growth fund of $1 billion to provide so-called "patient capital" to high-growth companies that want to expand.

The council noted that it was particularly enthusiastic about the initiative because it doesn't place any additional burden on taxpayers.

Morneau said the initiative highlights the critically important role that the private sector plays in stimulating innovation and economic growth.

"This effort of the banks and other institutions to come together is one that we've been pleased to be involved with, of course, but it's really been a bank-, insurance company- and fund-led initiative, to seek a way to provide capital, patient capital, that will make an important, long-term difference for our company," Morneau said during a news conference held in Toronto on Thursday.
 
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根据Desjardins置业负担能力指数,安省的奥沙华及哈密尔顿已与多伦多及温哥华同列为供楼不大容易的地区。这个指数反映家庭置业的能力,指数愈高,区内的房屋价格便愈容易负担。

资料显示,全国来说,去年第3季,置业负担能力指数略为回升至116.1,反映一般家庭的情况稍为改善。安省的状况相若,指数由次季的112.9微升至113.2。

Desjardins经济研究部在报告中解释,置业负担能力改善,原因是税后收入增长比平均屋价的升幅为大。不过,近年来楼市炽热的多伦多、奥沙华(Oshawa)及哈密尔顿(Hamilton)的情况则转差。

根据有关的报告,多伦多的指数由96.8回落至96.1。同期间奥沙华及哈密尔顿的指数也由128.1下跌至126.8,以及由111.1降至108.3。

温哥华方面则告改善,由次季的65.5上升至67.3。不过,该研究部在报告中指出,温哥华仍然是全国置业负担能力最差的地区。

列入最难负担地区的还有舍布鲁克(Sherbrooke),第3季的指数下降至140.3,仍然属于魁北克省内供楼最吃力的城市。该研究部的资料显示,房贷利率于去年次季下降,其后已告稳定下来。



 

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1B,加拿大真是小国寡民啊!:wdb5::wdb25:

看看我们大中华天朝08年的时候一出手就是4000B,折成加毙也是800B,:wdb17:
 

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